105 Articles Under This Category. Now Displaying Page 1
The Social Security Smoke Screen - Walter Rhett
Zane and Tex Bonnet; Nevada, 1979. The idea of a safety net programs is a strange tale of a long ago American government, now out of fashion. Strong political forces and bad arguments are aligned against the poor. Strong political and private forces are after social security and... Submitted 1 year 121 days ago.

Prepare for Retirement Mentally and Financially - - Gabriella Gometra
Retirement is a time in life where you will need to prepare in many ways, and most importantly mentally and financially. Many people wonder what they will be doing after retiring. Well, retirement allows one to do anything that you want to do. You have all the time in the world, and you should be... Submitted 2 years 85 days ago.

A Roth IRA vs. a 401(k) - Terry Mitchell
Even in times of economic turmoil, one of the most important financial objectives for individuals of working age is to save for retirement. It is important to secure your future financially by ensuring that you will have enough money saved up for you to enjoy the lifestyle you desire in... Submitted 2 years 160 days ago.

How to Choose an Estate Attorney - Terry Mitchell
Planning your estate is no small task, and making sure everything is done correctly can be critical to the financial wellbeing of your heirs and loved ones. Estate planning is more complicated than simply drafting a will. It also works to minimize taxes and other fees and sets up contingency... Submitted 2 years 163 days ago.

The Basics of Estate Planning - Terry Mitchell
There's no negating the importance of establishing an estate plan. Whether your net worth is gargantuan or whether you're living paycheck to paycheck, it's critical that you have at least a basic estate plan in place. Doing so will ensure that your financial goals are met after you pass away.... Submitted 2 years 166 days ago.

How Throwing All Your Money out the Window When You Get Old May Make Perfect Financial Sense - - Connor Davidson
You think I am crazy well in this case I'm not. I am talking about going into a home, no I'm not that old yet, but when I do I will have to squander all of my kids or relatives inheritance on it and I'm not happy about that. Believe me they are not cheap: according to this is Money care homes... Submitted 2 years 307 days ago.

Cash Balance Pension Plans - Terry Mitchell
Pension plans are divided into two separate categories: plans with defined benefits, and plans with defined contributions. A defined benefit pension plan ensures a specified benefit for any retiring employee that is eligible, while the defined contribution pension plan relies upon an employer's... Submitted 3 years 42 days ago.

Converting a Traditional IRA to a Roth IRA - Terry Mitchell
There are many types of IRAs. The two major types are traditional and Roth IRAs. A taxpayer can contribute up to $2000 to either a traditional or Roth IRA and their gains accumulate tax-free. With a traditional IRA, all or part of the contribution amount can be deducted from a person's federal... Submitted 3 years 49 days ago.

All about IRAs - Terry Mitchell
IRA stands for Individual Retirement Account. These types of accounts are personal savings plans. The best candidates for IRAs are those who are looking to save money for retirement. An IRA works like this. You put a certain amount into an IRA. Only certain amounts are allowed under tax law.... Submitted 3 years 88 days ago.

Will Retirement Soon Be Obsolete? - Terry Mitchell
This latest market downturn may be the final death knell for the concept of retirement. Even before it hit, many companies were scaling back or even eliminating their pension plans. That is, those which were among the handful of employers that still offered them. Most of them had long since... Submitted 3 years 98 days ago.

Show Me the Money! Ideas to Increase Personal Income for the 50+ Generation - Danny Davids
In these economic times, we're all concerned about our jobs, our paychecks, and our purchasing power. As layoffs increase and the stimulus packages implemented by the government start paying out, inflation will inevitably follow, reducing our buying power. This is a problem particularly for those... Submitted 3 years 99 days ago.

10 Common Mistakes in Filing your Canadian Income Tax - - Ted Krestanowich
Preparing your tax return probably ranks with having a root canal done at the dentist. However, you may find it less distasteful if you can save some money. As Benjamin Franklin so famously quipped "there are only two things certain in life death and taxes". Here are 10 common mistakes that can... Submitted 3 years 265 days ago.

Time Management: Who Needs It In Retirement? - Windsor Augustin
Time management tools, strategies and even software are useful to goal oriented managers in corporate America, right? If you’re in your retirement planning years, isn’t it a waste of time (no pun intended) to focus an ounce of energy on time management skills? After all time is the one thing... Submitted 4 years 63 days ago.

Retirement Planning For The Golden Years - - Marcia Chumbley
As your retirement looms on the horizon, many questions may be on your mind. What do you need to plan for? Who should you consult? What expenses will you need to be aware of? What do you need to do if you haven’t planned until now? Use these tips to plan for an imminent retirement, without... Submitted 4 years 225 days ago.

Fraudulent Conveyance, Civil Conspiracy, Uniform Fraudulent Transfer Act - Rocco Beatrice
Under the Uniform Fraudulent Transfer Act you would be committing a crime, see Section 19.40.041: "...(a) a transfer made or obligation incurred by a debtor is fraudulent as to a creditor whether the creditor's claim arose before or after the transfer was made or the obligation was incurred... Submitted 5 years 28 days ago.

Single Member LLC: Charging Order, Creditor Claims, Pass-through - Rocco Beatrice
Recently I've run across some significant issues with the single member LLC's with courts handing down noteworthy judgement decisions in favor of creditors using the theory of "fraudulent transfers" and "civil conspiracy." I ran across two such individuals that have made me more caution on... Submitted 5 years 28 days ago.

Avoid These Top Five Retirement Mistakes - - Kerry Hook
Retirement is the one thing that most people look forward to after years of the work-a-day world. Yet, few give much thought on how to avoid the most common mistakes of the newly retired. One serious mistake that many people make is underestimating the cost of living. Failure to work out a good... Submitted 1 year 119 days ago.

How to Offer Heartfelt Retirement Sentiments - - Kathryn M. D'Imperio
Retirement is an exciting time in life. It's something that many people look forward to; awaiting the day they no longer have to work for years before it finally gets here. Sharing your retirement sentiments will mean a lot to the person who is retiring, especially if you express them in the form... Submitted 2 years 86 days ago.

The Great Government Money Grab: Roth IRA Conversions - - Jeffrey Diercks
It seems I cannot pick up a financial publication these days without reading a story about the special 2010 exemption that lets IRA owners convert to Roth IRAs regardless of their earnings level. In the past to convert an IRA to a Roth IRA, you needed to have an adjusted gross income of less than... Submitted 2 years 92 days ago.

Five Demographic Changes That Could Affect Your Retirement - - Jeffrey Diercks
The truth of the matter is most of us will never truly be able to retire. Oh, we may leave our current job or vocation, but in this new global economy, true retirement the way your parents retired is just a fantasy for most of us. The average American will need to continue to work well into their... Submitted 2 years 105 days ago.

Steps To Develop Sound Financial Management Skills - Oh Boon Thong
To all my dearest visitors and readers, Hope you find this article well and useful. It is a popular belief that you need to stress your dollars only when the economy is in a crisis. However, the truth is that we need to embed financial management skills in our personal lives... Submitted 2 years 188 days ago.

How Social Security Begin And Why It's Still Here - - Eric Bayne
It's hard to believe that Social Security has been with us for over sixty years. The first Social Security check went out in the mail in 1940 even though President Roosevelt had signed the Social Security Act into law, five years earlier. Since then, many American seniors have been thankful to... Submitted 3 years 128 days ago.

Things Humpty Dumpty Should Have Done Before He Retired - How to Make Your Home Maintenance Free - - Dale Adams
As you plot and plan your retirement, there may be some things you are forgetting. Is your home maintenance free? There are many things a person can do to their house to make it maintenance free. Many seniors don't think about this option and some attempt to do their own maintenance and instead... Submitted 3 years 220 days ago.

Self Managed IRAs: The Advantages of Being in Control - - Nicanor Castillo
Let me tell you a quick story. I was having coffee with my brother recently, and as usual, our conversation quickly turned into a competition. This time we were arguing over which retirement plans were better: self-managed IRAs or traditional IRAs? While we both agreed that it was crazy not to... Submitted 3 years 234 days ago.

Solo IRAs:Take Advantage if You're Self Employed - - Nicanor Castillo
If you are self-employed and want to set up a tax-saving pension then you might want to take advantage of Solo IRAs. The Solo 401k and Roth IRA are also options for self-employed persons, but all three have their own set of advantages, disadvantages and related tax requirements that need to be... Submitted 3 years 237 days ago.