81 Articles Under This Category. Now Displaying Page 2
Increase Credit Score - 4 Killer Tips To An Increase Credit Score - - Mark Clayborne
Have you ever image how you could get your credit score up so that you could buy that dream house, new car and that new flat screen TV. Are you tired of being turned down for credit because your three-digit number is to low? What about being charged high inter rates. Well, rest assure because if... Submitted 1 year 137 days ago.

First Time Credit -Killer Tips To Using a Secured Credit Card When Building First Time Credit - - Mark Clayborne
Secured credit card and using it responsibly is an excellent way to build creditor's trust in your ability to use new credit, so that eventually, you can get an unsecured card. With a secured credit card, the companies require cardholders to secure their credit purchases by depositing a certain... Submitted 1 year 137 days ago.

What Determines Credit Scores-Discover the 5 Factors, That Determines Your Credit Score - - Mark Clayborne
Not understanding what determines credit scores and the five elements that make up your FICO score could have a tremendous negative effect on you getting approved for credit. For example, if you are 30 days late within the first two years of having an account, this could bring your score down... Submitted 1 year 137 days ago.

Debt Validation-Discover the Secret Debt Validation Letter That Will Stop Collectors In Their Tracks - - Mark Clayborne
Here's a simple way to stop a collection agency in their tracks. This technique is called debt validation, and its a powerful strategy to use against a collection agency. It's so powerful that if you apply techniques right, you will stop the collector from calling forever. Debt validation... Submitted 1 year 137 days ago.

Settle Debt - 10 Powerful Strategies Anyone Can Use To Settle Debt - - Mark Clayborne
By the time you finish reading this article, you will have a better understanding on how to settle a debt. When entering the settlement game, there are techniques that you should not use when you first start negotiations. For starters, don't appear to look desperate for a settlement because the... Submitted 1 year 137 days ago.

FDCPA-Discover the 10 laws that regulate the collection agencies through the FDCPA - - Mark Clayborne
Let me ask you a simple questions. Do you know what laws regulate the collection agencies? The Fair Debt Collection Practices Act regulates the collection agencies and prohibits them from violating the following seven FDCPA laws. They can only contact a third-party to secure your location... Submitted 1 year 137 days ago.

Collection Tactics - Discover the 7 Secret Collection Tactics When Settling a Debt - - Mark Clayborne
Collection tactics - Discover the 7 secret collection tactics when settling a debt It’s unbelievable that collection agencies take advantage of the average consumer by lying and making false claims about what they can do to you if you don’t pay. The collectors practice these... Submitted 1 year 137 days ago.

Car Repossession - Secrets Revealed About A Car Repossession - - Mark Clayborne
Let’s face it, when you default on your financial obligations, the lender will use the courts to take back property that is secured by a loan. If want to keep your vehicle because you were set back do to temporary financial problems, there are multiple technique’s you can try to... Submitted 1 year 149 days ago.

Charge off account - Killer Tips on dealing with a Charge off account - - Mark Clayborne
You might disagree, but hear me out on this one. There are many things you need to know about a charge off account . Most consumers when they have an account in that stage, they just give up because they feel that they don’t have a chance to make things right. But, with these killer tips... Submitted 1 year 154 days ago.

How To Dispute Collections- Winning Tactics On To Dispute Collections - - Mark Clayborne
Let me ask you a simple question? Do you know what a collection account really is? Well, It's a negative trade line on your credit report that was reported by a collection agency. These accounts normally appear on your credit report because the consumer refused to pay a bill owed to a... Submitted 1 year 154 days ago.

Dispute credit reports - Discover 5 Powerful Advance Techniques on How to Dispute Credit Reports - - Mark Clayborne
Challenging incorrect, outdated and unverifiable information on your credit report could be a very difficult process if you don’t have the knowledge to counter the bureaus failures to remove damaging accounts on your reports. The five advance techniques are only used when bureaus refused to... Submitted 1 year 157 days ago.

Steps to Repairing Credit - 5 Powerful Steps to Repairing Credit That Will Get You Results Fast - - Mark Clayborne
Disputing your credit report is a very time-consuming process, but with knowledge, and education, you can get outdated, incorrect, and unverifiable information off of your credit report. First, you must write the credit bureau asking them to remove the damaging information on your report. The... Submitted 1 year 159 days ago.

How To Dispute a Credit Report - Show Me How to Dispute a Credit Report and Get Results - - Mark Clayborne
When learning how to dispute a credit report and negative items, you have to use various techniques to get the credit bureaus to remove incorrect, outdated and unverifiable information from your report. Some time credit bureaus just completely ignore your disputes because they feel that you are... Submitted 1 year 160 days ago.

4 Powerful Ways To Stop A Wage Garnishment - - Mark Clayborne
Having a wage garnishment attached to your weekly or monthly income can be devastating to most consumers. But with a little education and know how, there are ways to avoid a wage garnishment. Wage garnishments can be initiated after the creditor gets a judgment against you for the debt you owe.... Submitted 1 year 182 days ago.

Credit Repair: How Long Will It Be Before I Can Buy A House Or Car Again? Not As Long As You Think - - Danny Hammond
Credit Repair issues are on the minds of a very large segment of our population. I have many people who come to me for advice about buying a house. I am a Real Estate Broker; Home Builder; and a Home Loan Mortgage Broker and I work everyday in my business helping with credit repair; stopping... Submitted 1 year 185 days ago.

A Consumer’s Online Credit Protection Guide - Article Writer Kali
Credit protection does not just fall on the duty of credit monitoring, credit protection should encompass all forms of identity theft and preventions. That includes online credit protection. The average consumer tends to take the necessary precautions when it comes to credit monitoring and... Submitted 1 year 193 days ago.

Benefits to Using a Bad Credit Repair Service - Article Writer Kali
A lot of consumers are currently suffering from bad credit. In today’s economy, the number continues to grow. With this surplus of consumers suffering from bad credit, there have been a lot of bad credit repair services popping up on the radar. Though you may not feel you need to pay for this... Submitted 1 year 198 days ago.

Explanation of Credit Scores - Kat Kally
You cannot escape the fact that credit scores are one of the most, if not the most, important number in your life. Credit scores typically range from 350 to 800, but new models range up to 900. People with scores in excess of 750 receive the best interest rates and insurance premiums. Lower... Submitted 1 year 235 days ago.

All Credit Restoration Organizations Are Not Created Equal - Alexander Wright
With thousands of credit repair companies conducting business across the country, finding the right one can be difficult and intimidating but it is imperative that you take the time required to not only find a reputable one but also find one that has the knowledge, experience and ability to... Submitted 2 years 140 days ago.

Yes, You Can Learn How to Fix Credit on Your Own! - - Wendy Polisi
Although there are a million and one services out there, especially on the Internet, claiming to be able to repair your credit for you, in reality you can do most of this yourself. Believe it or not, there are strong consumer protections created by law that allow the average person to repair... Submitted 2 years 244 days ago.

How Your Credit Works For You - KimberlyAnn Scharfenberg
In this day and age, it is very important to know how credit works. Credit is very important because it affects not only what you want now, but also what you can have in the future. Your credit also affects things that you probably did not even realize. Did you know that it can possibly affect... Submitted 2 years 252 days ago.

Avoiding the $475,000 Mistake Entering the Credit Bid - - Joffrey Long
By John L. Hosack and Joffrey Long Finally! The delays are over and your foreclosure is going to sale. The trustee asks for bidding instructions. The grand total owing on your loan (a first trust deed) is $575,000. The value of the property is $500,000. Would you open the bidding at $575,000?... Submitted 2 years 262 days ago.

FREE Annual Credit Report - - Michael Killian
A free copy of your credit report is available to every consumer annually. This article discusses the free report as well as repairing your credit report once you have your credit file on hand. Colorado, Georgia, Maine, Massachusetts, Maryland, New Jersey and Vermont always had a right to one... Submitted 4 years 182 days ago.

How FICO is Computed - Chris Wight
Have you heard of a FICO score? This is the score that the major credit bureaus give you based upon numerous criteria that allows lenders to see how well you do at repaying your debts. However, what can identity theft do to your credit score? It can ruin you in a very short period of time.... Submitted 4 years 287 days ago.

Stop Harassing Collection Calls - Lou Tompkins
California and Federal law require collection agents and creditors to stop contact by telephone or mail after receipt of a "stop contact" letter. The letter sent by you to each individual creditor or collection agent creates a legal duty upon them to cease contact. However such a letter may... Submitted 4 years 292 days ago.