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What to Do if Your Credit Card is Stolen - Terry Mitchell
If you have just discovered that your purse or wallet is missing, your credit card may have been stolen. Whether your credit card was lost or stolen, it has the potential to cause a lot of harm if it falls into the wrong hands. In the event that your credit card is lost or stolen, you will need... Submitted 2 years 183 days ago.

Credit Without Cash Backing It Up Spells: D-e-p-r-e-s-s-i-o-n! - - e
If we are accustomed to eating out three times a week, and for financial reasons can only eat out twice, we feel deprived. Additionally, if we only eat at exclusive restaurants (wouldn’t be caught dead in a chain!), then we will feel disadvantaged if we have to eat at an Olive Garden, or, dare I... Submitted 4 years 279 days ago.

Fun with Credit Cards - Terry Mitchell
For those of us who know how to use them properly, credit cards can actually be quite fun and lucrative. To those who do not know how to use them properly, I would say that you should stop reading this column right about now, or at least I would advise you not to try any of this stuff at home.... Submitted 5 years 313 days ago.

Many Smart Card I.D. Memory Chips Really Not That Clever - Gerry Charbonneau
"The basic rule of human nature is that powerful people speak slowly and subservient people quickly -- because if they don't speak fast nobody will listen to them." --- Michael Caine According to Wikipedia "Do Androids Dream of Electric Sheep?" is a science fiction novel written by American... Submitted 1 year 222 days ago.

Avoid Being Scammed - Do not Give your Credit Card Number to an Unidentified Entity - Teresa Ortiz
One of my responsibilities as a Credit Manager is to call clients and request payments via Credit/Debit cards. I identify myself and state the name of the company I am calling from, and seem to have a reasonable amount of knowledge regarding your situation. I even tell you I already have your... Submitted 2 years 299 days ago.

Force Collection Agencies To Back Off And Never Dial Your Number Again - - Daryl Glenn
A friend of mine, a responsible sort who had always paid his bills on time, recently fell on hard times. The corporation that had benefited from the diligence and devotion with which he customarily performed his duties day in and day out for 10 years laid off hundreds of employees, and my friend... Submitted 5 years 348 days ago.

Christmas Shopping on a Budget - lorien1973
It’s easy to fall into the trap of overspending during the holiday season, especially on gifts for the people you love. However, most of us can’t afford to spend excess money on gifts during the holidays, and many will end up accumulating a lot of debt just to cover holiday expenses. Don’t get... Submitted 6 years 189 days ago.

How to Protect Yourself: Debt Collections - Cindy Kilcox
So you are getting collection calls? You’re desk is full of unpaid bills. You dread answering the phone. You are having trouble sleeping at night because you are worrying about a bunch of bills. You feel depressed. Does any of this sound familiar? If it does then, maybe this article can help you.... Submitted 6 years 279 days ago.

5 Ways To Raise Credit Score - homebizguy
It's not as hard as you think to raise credit score. It's a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards. If your credit score falls under 620 just getting loans and credit cards with reasonable terms is... Submitted 6 years 343 days ago.

Matthew Lesko, Savior and Friend of the Poor Viewer - lorien1973
There is a guy running about in a purple suit dotted by yellow question marks, being chased by a giant book on legs, shouting about free money that government has for you. You have to wonder how much money the government is really giving away after watching this person who is the epitome of a... Submitted 7 years 73 days ago.

The 5 Secrets to Getting Out of Debt Fast - Rob Sallay
As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics. “On a basic, fundamental level, the problem is created by spending more than you make,” says Brad Stroh, co-CEO of the San Mateo... Submitted 7 years 94 days ago.

Some Beneficial Credit Card Suggestions - - Rueben Hird
Among the most commonly heard of financial error which each person will make at a certain time or another is to miss paying their visa, mastercard or amex balance within the due date. In general, despite the fact that you only miss paying the balance by one day, you will almost certainly be... Submitted 1 year 260 days ago.

Corporations - The Modern Day Slave Master - - TeamAfro
Major corporations control the world. They have more influence over the actions and policies in the U.S. and abroad than any other group on this planet. They use this influence to shape global environmental policy. They decide what is built and/or destroyed, they determine which products are made... Submitted 1 year 262 days ago.

Understanding Your Credit Card Terms and Conditions - - Jill Russo Foster
Credit card rules have changed thanks to the Credit Card Act of 2009. Credit card companies are now required to follow specific rules when setting due dates, age limits and notifying you about changes to your original agreement. The credit card companies have responded by making changes to your... Submitted 1 year 297 days ago.

Understanding the New Credit Card Laws - - Michael Goldstein, Esq.
Credit cards, if used properly, can be useful and convenient tool, and can even help build a strong credit score that will assist you with future borrowing. However, owning a credit card makes it easy to spend money you don't have and when the interest is taken into account, consumers can build... Submitted 2 years 192 days ago.

Three Key Reasons To Boycott Credit Cards - - Jim Anderson
I hear it all the time, You can't function in todays society without a credit card. Now that I have investigated this claim more closely, I have found this claim as completely invalid. You can absolutely function completely without a credit card. The thing is that most people don't have a clue... Submitted 2 years 256 days ago.

The Missing Link in Today’s Financial Market Crisis - - Diane Dutton
As I watch Wall Street come up against Washington D.C. and the power brokers argue with the political brokers, I turned to a credit card bill and noticed the interest rate that one of the major players was charging 29.9%. I thought, isn't that amazing? Why would the Federal Reserve lower interest... Submitted 3 years 239 days ago.

How to Make Your Credit Cards Work for You© - - Arlene Wright-Correll
In 1965 I made a statement to my friend that this country was going back to the "Nobles and the Serfs" and that I would make the world's most rotten serf! This reference was to my personal vision of the decline and fall of the middle class American, especially in the realm of spendable income. In... Submitted 3 years 260 days ago.

Three ID Theft Protection Programs Reviewed - Glyn Norman
In the marketplace for ID Theft Protection, three companies are taking the lead. Invisus Direct, Wells Fargo and PrePaid Legal/Kroll, Inc. On the surface, all three companies seem to offer an almost identical product, but beneath the surface, significant differences emerge. Invisus Direct... Submitted 5 years 81 days ago.

Credit Cards for People with Really Bad Credit - John Hopkins
You have bad credit. Your credit score is low. You need to reestablish credit to raise your score. No one will give you a second chance because of your low credit rating. It’s a Catch-22 scenario. Sound familiar? What do you do when nobody will give you credit? I am going to assume that if you... Submitted 5 years 308 days ago.

Excessive Credit Card Debt - Some Solutions - Steve Gillman
Of all the things you can do to resolve your excessive credit card debt, the first thing to do is to stop creating more. I've seen more than one person get out of debt briefly, only to fall back into it. Start changing those habits. Regardless of how quickly you change your habits, though, if you... Submitted 6 years 50 days ago.

Get Out of Debt in Four Easy Steps - Steve Diamond
Do you have a manageable debt problem? Maybe a life event, like temporary job loss or sickness, may have put you a bit behind on your payments. Or maybe you just let your small debts add up to the point that you feel they may be getting out of control. If this sounds familiar, then you need to... Submitted 6 years 64 days ago.

The New Vantage Credit Score. Their "Ad"Vantage or Ours? - Robert Tenorio
The New "Vantage" Score. (Their "Ad"Vantage or ours?) It’s no secret that your credit score affects every aspect if your financial life. Your three digit credit score impacts your mortgage interest rate, your ability to secure low interest credit cards, and possibly even your ability to... Submitted 6 years 68 days ago.

After Bankruptcy Reform, Consumers Are Now Learning How To Discharge Debt - Jim Vrana
Thanks to the new bankruptcy reform laws, many Americans who are overburdened by their credit card debt will no longer qualify for Chapter 7 bankruptcy protection. However, consumers need to know that an alternative exists for people to walk away from 100% of that debt, without bankruptcy... Submitted 6 years 121 days ago.

How to Get Rid of Pesky High Interest Student Loans - Jona E Kessans
How to Get Rid of Pesky High Interest Student Loans By Jona E. Kessans & Terry Rigg Currently student loans are at an all time low interest rate, which is a great deal for those currently attending college. But, if you’re like me and attended college in the nineties or in the eighties then you... Submitted 7 years 86 days ago.