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Insurance (Finance)


451 Articles Under This Category. Now Displaying Page 1
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Think You Know Health Care? Think Again - Michael Ramzy
Another beautiful day in America and in two days President Obama gives his State of the Union speech in which he is going to offer help to the middle class. It seems Mr. Obama (and his handlers) have finally realized the middle class is getting squeezed, as always, with all of the bailouts and... Submitted 2 years 121 days ago.

Are You Angry With Your Health Insurance? John Q Has An Answer, But Don't Do It - Fran Larson
I am hearing my patient, sincere husband in the next room, as he explains for the millionth time that the Insurance should pay for my pneumonia shot. I suppose they will – eventually, after Jim calls my doctor’s office a few more times and the Insurance Company a few more times. Each... Submitted 1 year 33 days ago.

Pink Floyd and Today's Current Health Care Reform Battle - - Dan Bimrose
The sunshine has returned to Southeastern Indiana. Driving with the windows down while traveling down the Ohio River I cranked up the radio on my favorite classic rock station. Playing was a track from Pink Floyd's 1987 release A Momentary Lapse of Reason . I have heard the song "On The... Submitted 2 years 78 days ago.

Healthcare Reform: Nine Must-Have Components of Real Healthcare Reform - - Mogama
Do the masses believe that health care reform is dead and gone? Not me... Any ordinary American who has first-hand experience of our health delivery system knows that changes are way overdue. Like my friend who on average has been hospitalized for a week every month for the past five months or... Submitted 2 years 98 days ago.

Managed Care Trends - Rose-Marie Chaperon
The high cost of health insurance and the increasing unemployment rate are the two trends which is driving managed care. High healthcare costs have driven employers to cut back on benefits. Only 60% of U. S. employers offered health insurance in 2007 -- a decrease from 68% in 1999. This decrease... Submitted 2 years 158 days ago.

Let's End Discriminatory Gender Rating - Terry Mitchell
Heath insurance companies often use something called "gender rating" to allow them to charge one gender more than the other. This results in women of childbearing years paying more for their health insurance than their male counterparts in the same age range. It also means that older men pay more... Submitted 2 years 257 days ago.

Report: 9 Patients Averaged 300 ER Visits Each - Total Cost of $3 Million - Avis Ward
It has been reported that nine patients in the Austin,Texas area used the emergency room (ER), a whopping 2700 times! This cost taxpayers and others an even more whopping sum of $3 million! The average emergency room visit costs $1,000. Their visits were recorded from 2003-2008, according to... Submitted 3 years 54 days ago.

Health Care in America - Missing Link
Kaiser is a good example of what's wrong with American health care. I am an average "Joe" in America and here is my little trip down the health care path over the past nine months or so. I applied Kaiser Permanente for a medical insurance policy and I was accepted back in December of 2007. ... Submitted 3 years 306 days ago.

The Absurdly Obvious Solution to Health Care - - e
Think about it; what did we do in the pioneer days out on the prairie when we came down with an appendicitis attack? We would go, “Ouch. ooh, ahh” for a few days and then die. Easy! No paperwork, no deductibles, no out of pocket expense, no arguing back and forth with insurance... Submitted 353 days 13 hours ago.

Why the U.S. Must Have Health Insurance Reform - - Patricia Johnson
My health insurance company has been billed hundreds of thousands of dollars for various long-term injuries/illnesses acquired during the past 35 months. The deductible and co-insurance payments were astronomical, but fortunately I have two insurance carriers. Do you have two medical... Submitted 1 year 88 days ago.

Could Buying Into Medicare For Those Over 50 Be a Solution For Those Uninsured and Medicare Itself? - Iris Taub
This country is facing multiple financial problems and the biggest one is the question as to whether Medicare will exist in the future! Those of us who are insured and are not worrying about retiring and collecting really don't think about it but there is an epidemic involving older citizens... Submitted 1 year 109 days ago.

Americans Use Less Health Care, Pay More - - Yamileth Medina
It is widely known that health care is far more expensive in the United States than in other developed nations. Several factors have been blamed for this predicament. Many conservatives think that medical malpractice lawsuits have driven up costs by forcing doctors to perform so-called "defensive... Submitted 1 year 212 days ago.

Health Insurance Reforms, You Will Be Truly Enamored Once You Understand It - - David Levitt
So where do I start, with the good news or the bad news? Ok, let me start with the good news because there is so much more of it. For those of you that are still not convinced that our new national health insurance reform policies were written to assist "we the people", let me explain it to... Submitted 1 year 263 days ago.

A look at Managed Care Myth - - Rose-Marie Chaperon
Prior to the managed care world, insurance companies were more lenient in paying out patient claims. During the 1980s and early 1990s, the spiraling costs of health care threatened to bankrupt the country (Platt, 1996). In Florida alone, health care expenditures increased 278% between 1980 and... Submitted 2 years 5 days ago.

What Is The Federal High-Risk Health Insurance Pool? - - Yamileth Medina
Health insurance reform seeks to help those who are uninsured due to a pre-existing condition. Those people may find it very difficult to find coverage on the private market. Beginning in 2014, health insurers will no longer be allowed to deny coverage to individuals based on their health status.... Submitted 2 years 51 days ago.

5 Facts About Mental Health Coverage and Health Insurance Reform - - Yamileth Medina
Many mental health advocates are cheering healthcare reform. Although there was a separate bill requiring mental health parity in insurance coverage--meaning that it should be treated equally to physical conditions when it comes to benefits--passed in 2008, this legislation goes farther. Here are... Submitted 2 years 55 days ago.

Do Young Adults Feel Betrayed By Obama Over Healthcare Reform? - - Yamileth Medina
The majority of young adults voted for Barack Obama in the 2008 presidential election. In fact, the 18-24 demographic made up the biggest slice of now-President Obama's supporters. Is the controversy over health insurance reform causing them to regret their decision? Healthcare reform was one of... Submitted 2 years 56 days ago.

My Alternative Healthcare Plan - Terry Mitchell
Congress has recently passed a comprehensive healthcare plan for America in an effort to guarantee health coverage to most of its citizens. While it's nowhere near the disaster that many alarmists on the right would have us think, it relies too heavily on government control and counterproductive... Submitted 2 years 64 days ago.

Unions Back Out of Affordable Health Insurance Reform Tax - - Yamileth Medina
Labor unions have been some of the strongest supporters of healthcare reform. Organized labor played a key role in Barack Obama's presidential campaign and has moved with him on one of his administration's top domestic policy priorities. During earlier stages of negotiation, officials even agreed... Submitted 2 years 97 days ago.

Do Republicans Have A Healthcare Reform Solution? - - Yamileth Medina
Last week, President Obama stood in front of Republicans in Congress and effectively dared them to propose superior healthcare reform policy. After several bruising losses in elections, Democrats have striven to portray Republicans as the "Party of No", a party that simply opposed any Democratic... Submitted 2 years 110 days ago.

Cognitive Dissonance and Health Insurance Reform - - Yamileth Medina
The national controversy swirling around healthcare reform has become one of the main topics of conversation during President Obama's first year in office. He campaigned on the issue, and made it the centerpiece of his domestic policy. Many political analysts are now considering that to be a bad... Submitted 2 years 112 days ago.

How Short Term Disability Benefits Are Taxed - Terry Mitchell
If you have injured yourself (on or off the job) and have been rendered temporarily disabled, you may be collecting short term disability benefits. The benefits may be paid out by the social security administration or from disability insurance provided by your employer. How short-term... Submitted 2 years 162 days ago.

Who Needs Liability Insurance? - Terry Mitchell
Just about everyone can benefit from liability insurance. It`s one of the most affordable insurance options and offers protection from being sued by people who may have suffered an accident that they blame on you. There are many different types of liability insurance, so it`s important to know... Submitted 2 years 169 days ago.

Homeowners Insurance 101 - Terry Mitchell
If you are a new homeowner or about to become one, it is vital that you learn what you need to know about homeowners insurance. Whether you bought your home with cash or are financing through a mortgage company, it is important to insure your home. If you are taking out a mortgage to pay for... Submitted 2 years 191 days ago.

Bill Clinton: Imperfect Healthcare Reform Better Than None - - Yamileth Medina
The current healthcare reform debate must bring up some bad memories for former President Bill Clinton. He, with the help of then-First Lady Hillary Clinton, tried to enact their own bill to reform the health insurance industry early in his first term. Their attempts failed to receive enough... Submitted 2 years 195 days ago.

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