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You Can Tumble Down the Ladder or You Can Slide Down the Railing: Making Choices Amidst Ruin - Lama Mama
At 8:37 p.m., I told my husband we had no more money. We had enough to cover the mortgage this month, but that was it. "We may lose our internet," I said. He had been fussing about having to go to the office to update his business website and wanted to upload new software on my laptop. "If... Submitted 81 days 11 hours ago.

Living the Good Life - Jack H. Schick
I must be going insane. Either that or I at least have an abnormal point of view. There are certain things I see in a way that is completely alien to what seems to be reality these days. It’s very disconcerting. All along, I thought I was okay. Actually, I thought I was pretty sharp. It... Submitted 90 days 15 hours ago.

In Davos Richard Quest talks to Bob Diamond the Unapologetic Banker - Jennifer Stewart
There was a time when I thought that anybody running a country or a company or organisation was in their position because of extraordinary ability. I know now it isn't true, but somepart of me is still reluctant to accept it. For example I just can't get my head around bankers who have ruined... Submitted 115 days 3 hours ago.

“Let’s Twist Again”: The Financial World Does a Monetary Chubby Checker - Christofer French
With my tentative bearded chin pushing little pebbles off the Edge of Naiveté, my bulbous wide eyes, looking down into the vast expanse of “What the Hell?” – I left Janus Capital Group in October of 2008, as a part of the 13% laid off through no fault of their own. I went... Submitted 222 days 19 hours ago.

It's Not Just Mortality that is Destiny, It is the Demography that Your Born Into. - Christofer French
A Professor was having trouble explaining the meaning of Demography to his students. He knew he needed an example that was at once easy to grasp and powerful in its impact. He reached for a quote about the population of certain countries in certain areas of the world. After that he said: Japan... Submitted 251 days ago.

Think You Know Health Care? Think Again - Michael Ramzy
Another beautiful day in America and in two days President Obama gives his State of the Union speech in which he is going to offer help to the middle class. It seems Mr. Obama (and his handlers) have finally realized the middle class is getting squeezed, as always, with all of the bailouts and... Submitted 2 years 121 days ago.

Easy Ways to Cut Your Family Budget - Terry Mitchell
With joblessness on the rise, out-of-control mortgages and general economic turmoil, families and individuals are looking for ways to spend less and save more money. Whether you're facing foreclosure, collecting unemployment, or haven't yet felt the effects of the recession we could all use some... Submitted 2 years 176 days ago.

Who in the World is Going to Finance US? - - e
The FDIC, which insures our savings accounts and CDs, is now considering asking large banks for loans. After only 94 bank failures (there are hundreds on its danger list), the FDIC is broke. So how safe is our money? I'm afraid that our greed and thirst for easy money did us in this time. The... Submitted 2 years 239 days ago.

Tax Time 2012: Breaking the Piggy Bank - Jack H. Schick
Well, I finally got around to getting my taxes done. I probably could have done them myself. Many years ago, even before all the software was invented, I used to do my own. I’d pile all the crumbled and stained papers and receipts on the kitchen table, get a twelve-pack of beer and knock it... Submitted 64 days 23 hours ago.

Florida Busines One Of The First to Embrace Square-Makes IPhone Into Credit Card Reader - Fran Larson
A few days ago, a St Petersburg, Florida Business, Williams Art Gallery On Central Avenue have embraced a new way of doing credit card transactions that saves them between $4,000 and $5,000 a year on fees. Mr. Ward, the owner said” most services charge not only a flat monthly fee but also... Submitted 122 days 23 hours ago.

A Simple Primer on Banking – What You Were Never Meant to Know - - e
If we really understood banking, we would immediately cash in our deposits and buy gold. But we don’t do this because we believe that the banking system is legitimate. It is not. For example; let’s say that everyone tomorrow demanded their deposits from all the banks in the country.... Submitted 200 days 23 hours ago.

What Happened to Waste Not, Want Not? - - Terry Mitchell
This was a banner year for U.S. retailers at Halloween, despite the fact that we have not fully recovered from the latest recession. In fact, statistics show that people actually spend more on Halloween during tough economic times than when times are good. I find this rather disturbing. We as a... Submitted 204 days 23 hours ago.

Harrisburg Holds Its Ground - Jack H. Schick
Harrisburg’s city council’s resistance to Pennsylvania Governor Tom Corbett’s insistence that the city produce a financial recovery plan is starting to pay off. This week the state chipped in $2.6 million so the city could pay its bills and meet its $1 million a month city... Submitted 252 days 1 hour ago.

Quotes For When The Stock Market Is Unstable And You Are Worried About Finances - Fran Larson
It’s been a rocky week with the stock market bouncing around and dipping..really, really low. I have to cheer myself up. Even though money isn’t everything, we all need money to pay bills and buy dog food, right? Here are some of my favorite quotes and remember, “this too... Submitted 289 days 14 hours ago.

Give a Man a Fish, You Feed Him for a Day - Jack H. Schick
Can you give me some lunch money? My school taxes are due again. I can’t afford to pay them in a lump sum, so I have to pay a penalty and do it in three installments. Each installment is as big as my mortgage payments. The last one is due right before Christmas. They had to increase the... Submitted 293 days 15 hours ago.

Will the Housing Bubble Crush Us All? - TeamAfro
There has always been a certain level of decency and fairness in America in relation to the way we do business, pay our bills and interact with one another. If you did an honest day’s work you expected to receive a fair wage. At the end of the week you took your wages and used them to pay... Submitted 344 days 19 hours ago.

A Brief History of Money. - Terrence Aubrey
How often during your average day does the topic of money enter your thoughts? For many people money is only second to sex as a persistent and mantra like re-occurring topic. Now a few questions for you, do you know how long the human race has enjoyed (or not) the use of money, do you know how... Submitted 1 year 6 days ago.

Are You Angry With Your Health Insurance? John Q Has An Answer, But Don't Do It - Fran Larson
I am hearing my patient, sincere husband in the next room, as he explains for the millionth time that the Insurance should pay for my pneumonia shot. I suppose they will – eventually, after Jim calls my doctor’s office a few more times and the Insurance Company a few more times. Each... Submitted 1 year 33 days ago.

Student Loan Debt and the Government Slave - TeamAfro
When I was a young kid growing up my parents used to tell me to “go to school and get good grades so you can attend college and get a good job”. I’m sure many of you have heard the same speech as college certainly was a stepping stone to good employment in America.... Submitted 1 year 54 days ago.

How To Save Hundreds On Groceries By Extreme Couponing: Is This Hoarding? Ethical? Can You Save? - Fran Larson
I watched with interest as TLC presented one of their new programs, “Extreme Couponing.” It seemed like a reasonable way to spend an hour. Maybe I would get some good tips on saving coupons. How could I not benefit? A few minutes into the program, I realized Nathan Engels was indeed... Submitted 1 year 132 days ago.

Pink Floyd and Today's Current Health Care Reform Battle - - Dan Bimrose
The sunshine has returned to Southeastern Indiana. Driving with the windows down while traveling down the Ohio River I cranked up the radio on my favorite classic rock station. Playing was a track from Pink Floyd's 1987 release A Momentary Lapse of Reason . I have heard the song "On The... Submitted 2 years 78 days ago.

Healthcare Reform: Nine Must-Have Components of Real Healthcare Reform - - Mogama
Do the masses believe that health care reform is dead and gone? Not me... Any ordinary American who has first-hand experience of our health delivery system knows that changes are way overdue. Like my friend who on average has been hospitalized for a week every month for the past five months or... Submitted 2 years 98 days ago.

Managed Care Trends - Rose-Marie Chaperon
The high cost of health insurance and the increasing unemployment rate are the two trends which is driving managed care. High healthcare costs have driven employers to cut back on benefits. Only 60% of U. S. employers offered health insurance in 2007 -- a decrease from 68% in 1999. This decrease... Submitted 2 years 158 days ago.

WARNING: Do Not Take This as Financial Advice - - e
The recent upturn in some of the indicators and the stock market is because of stimulus and businesses cutting expenses. This won't last. There is no stimulus left and nowhere else to cut except perhaps to go completely out of business and sell the assets - if you can find a buyer. There will be... Submitted 2 years 209 days ago.

Show Me the Money:Where I Found Extra Cash - A True Story, Not A Commercial - Fran Larson
Remember the 1996 move, Jerry Maguire ? A well-know phrase was uttered, show me the money . We are all trying to be frugal and preserve our money right now but lets flip this thought the opposite direction. How about allowing money to find us! You may have money that you do not even know... Submitted 2 years 218 days ago.