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Retirement/Estate Planning (Finance)


105 Articles Under This Category. Now Displaying Page 2
Searching For An Active Adult Retirement Community Is Not As Hard As You Might Think - Frank Froggatt
Your golden years are a marvelous time of life, and active assisted living developments provide retirees with the chance to hang out with like-minded folks. As I am nearing my retirement age, my mind is thinking of these types of communities. But where do I choose the best one? My quest... Submitted 3 years 164 days ago.

I Am a Millionaire Now - it is Different Than I Thought it Would Be - - Greg Cox
I am a millionaire, but I don't feel like one. Perhaps the better way of saying it is it does not feel like I thought it would. Let's get back to that a little later. First a bit about me and the family. I am a forty-one year old white male. Married for 12 years with two kids- a nine year old... Submitted 3 years 239 days ago.

Will You Be Able to Retire? - - Rich Winer
Each year, Financial Advisor Magazine puts on a Retirement Planning Symposium in Las Vegas . The three-day conference provides a sobering look at the state of Americans' retirement savings and the issues that you and I will face as we move into retirement. The message that I generally take away... Submitted 3 years 325 days ago.

How Long Will It Take To Double Your Money? - Bill Losey
Q uestion: I just inherited $50,000. If I put it in a bank CD, how many years will it take before its worth $100,000? Answer: 14.4 years assuming your interest rate is 5%. In the financial planning world there is Submitted 4 years 109 days ago.

Twelve Steps to Negotiating a Bridge to Retirement - Alan Sklover
ACTUAL CASE HISTORY: Alex had been employed in the Information Technology ("I.T.") department of a large insurance company for 20 years. At 54 years of age, he was looking forward to retirement in just a few years. His wife, Barbara, had recently retired as a school teacher in a private school... Submitted 288 days 22 hours ago.

A Tidal Wave Of Economic Instability Is Coming To Wipe Out Your Retirement Savings Even Further - Mathew Owens
Are you worried about massive inflation, if social security is going to be enough for you to retire, if your retirement savings is going to last you throughout your later years, well you’re not alone. The vast majority of retires are very concerned with what is going on in the economy and... Submitted 303 days 17 hours ago.

A Busy 2011 for UK Residential Lettings Market - Constantin Black
2011 continues to be a busy year for lettings agents as the demand for property remains strong. Whenever the sales market is slow moving with first time buyers unable to secure a mortgage or even when the ‘old’ time buyers are nervous about market conditions, it leads to a busy (and... Submitted 309 days 8 hours ago.

Application Guidelines for Social Security Retirement Benefits - Xavier Gallery
If you are nearing retirement age, you are likely ready to take advantage of the benefits your career has earned you. If you live in America this of course includes Social Security. But in order to insure you receive maximum benefits from this government program you need to know how the... Submitted 312 days 17 hours ago.

Understanding Your Social Security Retirement Options - Xavier Gallery
As your retirement draws near it is important to know all of your options when it comes to collecting Social Security. Many people rush through the Social Security application process without fully understanding all the ramifications. This can lead to a significant loss in monthly benefits. Here... Submitted 318 days 19 hours ago.

Move It Now: 5 Reasons to Rollover That Retirement Plan - - Jeffrey Diercks
According to the Employee Benefits Research Institute, 1 out of every 3 workers changes jobs without taking their retirement plan assets with them . For many this is because they may feel intimidated about or do not understand the transfer process. For some this oversight might be because... Submitted 1 year ago.

The Nonsense That Is House Price Reporting! - Matt Morris
An article which challenges the current way in which house prices are reported As someone who wrote a report in late 2007 explaining why house prices would fall over 30% in the next five years (from that start point), I may not be best placed to have a rant about house prices and the way that... Submitted 1 year 1 day ago.

One Side Effect of Inflation - Matt Morris
There appears to be a belief that the battle between inflation and deflation is now won, the UK is now in an inflationary cycle. The current rate of inflation is near 5% as measured by the old, but still universally accepted, measure: RPI. Whether this is right or wrong and some still think the... Submitted 1 year 9 days ago.

Five Tips For A Successful Retirement - - Kerry Hook
If you find yourself approaching retirement then you’ll need to consider these five tips to ensure a successful retirement. First and foremost is health. It’s never too late to take control of your health and make improvements. Even if you’ve lived a lifetime chained to a desk... Submitted 1 year 15 days ago.

Retirement Income Investing - - sanserve
After forty years of investing, a few things become clear: you need to focus on quality securities, diversify properly, and develop a lifetime supply of income. The investment puzzle becomes easier to solve if you have a handle on all the pieces. But income portfolio management is a puzzle in... Submitted 1 year 17 days ago.

Let's Assume You Have $20,000 to Invest and Have 15 Years to Retirement - - Ravinder Tulsiani
You take your savings and invest it into the stock market directly or through mutual funds and make no further payments. What is the chance that your $20,000 will grow to $200,000 in 15 years? Let's just say, you would need over 16% return annually But for the purpose of this illustration, let's... Submitted 1 year 34 days ago.

A Pension Transfer Could Improve Your Pension Performance Today - - Robert Deans
The number of people who are worried about what the future holds for both them and their loved ones is rising fast. Even those who felt secure and certain about how their life would pan out have been impacted lately, jobs are no longer secure which can be a great concern when considering the... Submitted 1 year 67 days ago.

Registered Retirement Savings Plan: Tax Savings for Canadians - - Robert McCluskey
The Registered Retirement Savings Plan is an account that features Canadian citizens taxation advantages for saving money in support of ones retiring. It was first established as part of the Income tax Act which was formulated to provide you the capacity to successfully protect your financial... Submitted 1 year 75 days ago.

Long-term Care Insurance - Lorne Marr
There may come a time in our later years when we cannot live just on our own. If you read the statistics, every other Canadian is expected to need long-term care after they are 75 years of age. As lifespans increase and the population ages, it is in our own best interest that we take care of... Submitted 1 year 170 days ago.

Saving Money - What NOT To Do - - TeamAfro
The Basics: If there is one idea that many people in america hear repeatedly through their lives, its the concept that saving money is a pretty good idea. From your mother to your banker, people preach to you about working hard and saving your money for your retirement. In fact, its described... Submitted 1 year 206 days ago.

Why You Should Review Your Pension Provisions Before It's Too Late. - - Nick Malyon
We all look forward to retiring with the hope of some form of financial security, which is why saving for your retirement is an important part of your retirement planning. Traditionally it has been pensions that have been used as an investment vehicle to secure an income during retirement but... Submitted 1 year 213 days ago.

Investment Goals & Objectives residing in a cold and wet UK or a warm Spanish climate - - Peter Hardy
Equity Investments and Funds designed for Growth, are these your Goals? It must be said that when we decide to relocate to another country such as Spain, we often focus on what we believe to be priorities such as health care, dental care and general insurance and not on our existing investments... Submitted 1 year 234 days ago.

What It Doesn't Take To Win At the Money Game? Long-Term Solutions For Retirement. - Yasser Khan
Here, I dispel popular misconceptions, urban myths and bad programming about winning financially, fed to us since young by the media, education system, and many others. Myth 1.You need 'Higher Education'; In 1998, Long-Term Capital Management, a hedge fund run by mathematicians, comp Submitted 1 year 269 days ago.

Required Minimum IRA Distributions: Timing is Everything to Maximizing Returns (Part 2) - Jeffrey Diercks
In part one of this article, we made the case that the proper timing of taking your required minimum distributions (RMD) could help you improve your investment results. We also showed how a 72 year retiree in a rising market would generally do better to wait before making his or her RMDs until... Submitted 1 year 277 days ago.

Required Minimum IRA Distributions: Timing is Everything to Maximizing Returns (Part 1) - Jeffrey Diercks
If you are a retiree, how often have you given a second thought to the timing of your required minimum distributions or RMDs from your retirement account(s)? Every U.S. retirement account owner over the age of 70.5 years (except Roth IRA owners) must take an annual RMD, but the tax law does not... Submitted 1 year 277 days ago.

The Top 5 Countries for Retirees (as ranked by International Living) - - Brian Davis
Retirement can seem awfully expensive, and awfully far away. But what if it didn't have to be either? What if you could retire somewhere warm and sunny, filled with historic architecture and charm, replete with culture and luxury? Each year, expatriate publisher International Living analyzes... Submitted 1 year 338 days ago.