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Debt Reduction (Finance)


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Student Loan Debt and the Government Slave - TeamAfro
When I was a young kid growing up my parents used to tell me to “go to school and get good grades so you can attend college and get a good job”. I’m sure many of you have heard the same speech as college certainly was a stepping stone to good employment in America.... Submitted 315 days 16 hours ago.

The Debt Snowball: Your Simplest Path to Debt Free Living - - Mogama
If you are floating on credit or sinking in debt, and you're tired of living from pay check to pay check, then this straightforward information is for you. You can begin to make debt-free living the firm foundation of your financial house. Yes, as an everyday person, you can do something to... Submitted 3 years 31 days ago.

Frugal me! Frugal me! - - Tex Norman
There is an old teacher joke that goes like this: The English teacher asked the kids to use their vocabulary words to write a story. Little Johnny looks up the word Frugal and sees that at least one of the definitions is To Save. So Little Johnny writes: There was once a beautiful princess... Submitted 3 years 110 days ago.

Do You Want To Save A Lot of Money? Let Me Tell You About My Good Goody Drawer - Fran Larson
I listened to my husband, Jim lamenting the fact that he needed another gift for his friend, Don. Yes, he had already shopped and bought a nice Christmas gift for him, but just wanted another gift to give him. He wanted Don to have two presents to open, instead of one. His eyes lit up when I told... Submitted 5 years 251 days ago.

21st Century Slavery and the Debt Plantation - TeamAfro
America is the land of the free and for the past 400 plus years we have tried to live up to that standard. We certainly have had our periods where we have fallen short of this ideal, the most glaring of which may be the institution of slavery. Slavery meant different things to many people, but... Submitted 322 days 18 hours ago.

"That Old Trickle-Down Thing Wasn't Working" - Patricia Johnson
There are some politicians you just plain like whether or not you agree with their politics. President Ronald Reagan was one of those people. He had a winning personality and even if you disagreed with him, you were willing to give him a chance just because he was so charming. He was a great... Submitted 1 year 4 days ago.

Saving Money During a Recession: Mission Impossible? - - Andrew Peel
Recession is a word that fills people with fear and dread. It's a time people consider bad for finances, a time capable of shrinking a dollar's value overnight. Where money is a huge concern, people always ask, 'Can I still save for real during a recession?' The answer is: yes. You simply to be... Submitted 2 years 275 days ago.

How To Beat the Recession and Save Money - Part 1 - LeahG Artist
Many people have been affected by the recession also known as the credit crunch but if you see this situation not as 'challenging' but as 'challenge on' and vow to beat the recession and save money at the same time it can be done! Here are some tips: Swap clothes with your friends ... Submitted 2 years 319 days ago.

7 Tips on How to Save Money in Hard Economic Times - Sharon Wittmeier
1. Save money by not idling your vehicle . For every 10 seconds of idling, it uses more fuel than restarting your engine. Every 10 minutes of idling costs about 1/5 of a litre in fuel. So if every driver in Canada reduced idling by 5 minutes a day, it would save 1.8 million litres of fuel. I... Submitted 3 years 60 days ago.

How My Wife and I Figured Out How To Live On a Budget - - Steve Korb
For the longest time, my wife and I were unable to live on a budget.  Our main problem was that the budgeting program we used (which will remain *cough*quicken*cough* nameless) just wasn't proactive enough for us.  We set up a budget when we started but then just let it run on autopilot and... Submitted 3 years 147 days ago.

Moving Day And My Father's Simple Way Of Saving Money - Donovan Baldwin
Over the last few years, society has made it easier for us to spend money and has provided us with a huge array of goodies on which to spend it. We use debit cards, credit cards, and finance everything from yachts to our next baby. Additionally, the attitude of spending is expressed all around... Submitted 5 years 31 days ago.

3 Signs of Christian Debt Help Scams - Natalia Brophy
Knowing that debt elimination is one of the most favorite scam artist's areas, many people are trying to protect themselves and their wallets by dealing strictly with Christian debt help organizations. If you are one of these people who think that a Christian organization means moral and honest... Submitted 2 years 5 days ago.

How to Pay off Debt and Still Have a Life - Natalia Brophy
One of the main reasons why people are procrastinating when it comes to paying their debt off is the belief that all of life's pleasures which they enjoy so much will be over. While it is true that you will have to sacrifice many things in order to pay your debt fast, it is not true that you have... Submitted 2 years 5 days ago.

Beware of Credit Card Debt Elimination Scams - - Jim Anderson
When I was struggling with credit card debt, I felt helpless. I can empathize with those who are struggling today because of the oppressive fees and interest that make it seem hopeless to ever pay the accounts off. I was in this situation in the early 2000s. In my despair I turned to credit card... Submitted 2 years 136 days ago.

How To Find Bargains and Stop Using Credit Cards - - Angie Lewis
The best way to stop using credit cards is to change your attitude. If you really believe that you need brand new cars, homes, clothes, furniture, etc, then you probably won't make it very far without your credit cards. But you can make it very well without indulging in credit when you change the... Submitted 2 years 327 days ago.

First Steps for Saving Money - - Steve Roberts
It is a rare person who can say they have enough money. Most of us believe a little (or a lot) more money would help life to be easier, problems to be solved, and more joy to be present in our lives. To have this extra money we either need to make more than we already do, or spend less than we... Submitted 3 years 55 days ago.

Shopping Tips To Save Money "Save Pennies and Spend Dollars" - - Angela Martinez
Do you know where your money goes? There are the basic expenses that most everyone has such as mortgage, insurance and car payment or maybe two. Utilities are a must and food is always a good thing to have, but could you make an educated guess or do you really have no idea how much you spend a... Submitted 3 years 104 days ago.

How To Be a Diva on a Budget - Jacquelyne Williams
Some see being a single women living on their own, making their own financial decisions as the best thing in the world. No husband to consult before buying a $300 purse and no children to pick up after. Women living on their own got it going on right? For the most part yes, but those that spend... Submitted 3 years 297 days ago.

Divorce, Debt & Credit... Facts you need to know - - Michael Killian
Before a divorce, during, and after getting a divorce you need to concern yourself with credit... credit establishment, credit files and credit scores. Though divorce and credit is a concern for both men and woman, woman tend to have the greater credit difficulty due to societal standards.... Submitted 4 years 78 days ago.

Getting Out of Debt - Russ Dalbey
Believe it or not, I’ve been in debt. BIG DEBT. I mean, there were times when I would look for things to sell just to pay the bills. It was the worst feeling in the world! I always had stacks of unpaid bills, creditors calling me and a real uneasy feeling in my stomach. And I... Submitted 5 years 334 days ago.

How To Save Money on Clothing - - Garrick Breaux
According to the Consumer Expenditure Survey, Americans spent over $1600 per household on clothing in 2007. That doesn't include cleaning, mending, or any other upkeep. Even if you cut those expenditures by a measly 10 percent, that's enough to fund a nice day trip for you and your family! Here... Submitted 141 days 14 hours ago.

How to Stop Debt Collectors calling you ! - Andrew Sellar
If you are in debt and owe money, you are probably having a few problems with Debt Collectors calling you. Now Debt Collectors love to call at all hours, first thing in the morning, last thing at night and text you in between. The problem, is that this is harassment and it harms individuals... Submitted 298 days ago.

Debt Collection Agencies – How to beat them in 1hr - Andrew Sellar
If you have unfortunately been in debt and had your debts sold to a debt collection agency, you will have no doubt been under stress and been bullied for what is now an epidemic in the UK debt industry. Buying in bulk debts from banks and other institutions for a small percentage and chasing you... Submitted 309 days 4 hours ago.

Cant pay your Payday Loan the secrets how not to - Andrew Sellar
It is easily done, your a bit short of cash and have other debts, so you decide the best option is to apply for a payday loan. There are so many about right now, you pick one, apply and hey presto, £100 is in your bank account 1hr later, problem solved. Not really. If your at this stage... Submitted 309 days 22 hours ago.

Get out of Debt in 5 days! – Emergency Loopholes and Tricks - Andrew Sellar
This is to be used if your caught in a debt cycle. Every month paying off more than you earn. It is not for everyone, but it will change your life, in as much as the calls, letters, sleepless nights and depression will end. If you are at this point, then you have to drastic steps, there are... Submitted 323 days 2 hours ago.

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